Eligibility:

  • Applicant must be a micro or a small enterprise with annual business turnover above 10 lakhs
  • Years in Business – Minimum three years in the same line of business and operating for three years in the same city

Unsecured Business Loan:

  • Loan amount: Rs. 1,00,000 to Rs 5,00,000
  • Repayment Period: 1 years to 2 years
  • Interest Rate: 16% – 24% per year

Secured Business Loan (Loan Against Property):

  • Loan amount: Rs. 5,00,000 to No Limit
  • Repayment Period: 1 years to 25 years
  • Interest Rate on Residential Property: 9.40% – 18% per year
  • Interest Rate on Commercial Property: 9.60% – 18% per year

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